{"id":76298,"date":"2026-11-09T19:03:08","date_gmt":"2026-11-09T11:03:08","guid":{"rendered":"https:\/\/mdroid.my\/cn\/2026\/11\/09\/piam-ev-flood-loss-malaysia\/"},"modified":"2026-11-09T19:03:08","modified_gmt":"2026-11-09T11:03:08","slug":"piam-ev-flood-loss-malaysia","status":"publish","type":"post","link":"https:\/\/mdroid.my\/cn\/2026\/11\/09\/piam-ev-flood-loss-malaysia\/","title":{"rendered":"\u5927\u9a6c\u4fdd\u9669\u534f\u4f1a\uff1a\u7535\u52a8\u8f66\u6c34\u707e\u5e73\u5747\u635f\u5931 RM8,404\uff0c\u71c3\u6cb9\u8f66\u7ea6 RM34,000"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u7535\u52a8\u8f66\u6ce1\u6c34\u4e00\u5b9a\u6bd4\u71c3\u6cb9\u8f66\u8d35\u4fee\uff1f\u9a6c\u6765\u897f\u4e9a\u666e\u901a\u4fdd\u9669\u534f\u4f1a\uff08PIAM\uff09\u5206\u4eab\u7684\u6570\u636e\u7ed9\u51fa\u4e86\u4e0d\u540c\u7684\u7ed3\u679c\u3002\u636e SoyaCincau \u62a5\u9053\uff0c\u7535\u52a8\u8f66\u7684\u5e73\u5747\u6c34\u707e\u76f8\u5173\u635f\u5931\u4e3a <strong>RM8,404<\/strong>\uff0c\u5185\u71c3\u673a\u8f66\u8f86\u5219\u7ea6\u4e3a <strong>RM34,000<\/strong>\uff0c\u540e\u8005\u7ea6\u4e3a\u524d\u8005\u7684\u56db\u500d\u3002\u5185\u71c3\u673a\u8f66\u8f86\u5305\u62ec\u6c7d\u6cb9\u8f66\u548c\u67f4\u6cb9\u8f66\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6570\u5b57\u662f\u5e73\u5747\u635f\u5931\uff0c\u4e0d\u80fd\u5f53\u4f5c\u7ef4\u4fee\u62a5\u4ef7<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIAM \u9996\u5e2d\u6267\u884c\u5458 Chua Kim Soon \u6307\u51fa\uff0c\u7535\u52a8\u8f66\u53d7\u4fdd\u62a4\u7684\u7535\u6c14\u7cfb\u7edf\u4e0e\u9ad8\u538b\u9694\u79bb\u6280\u672f\uff0c\u53ef\u80fd\u662f\u9020\u6210\u5dee\u5f02\u7684\u90e8\u5206\u539f\u56e0\u3002\u7535\u52a8\u8f66\u8f66\u4e3b\u591a\u5728\u57ce\u5e02\u5730\u533a\u3001\u66b4\u9732\u4e8e\u6c34\u707e\u7684\u673a\u4f1a\u8f83\u4f4e\uff0c\u4ee5\u53ca\u9644\u52a0\u6c34\u707e\u4fdd\u969c\u7684\u6bd4\u4f8b\u8f83\u9ad8\uff0c\u4e5f\u88ab\u5217\u4e3a\u53ef\u80fd\u56e0\u7d20\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u7ec4\u6570\u5b57\u53cd\u6620 PIAM \u6240\u62a5\u544a\u7684\u5e73\u5747\u6c34\u707e\u76f8\u5173\u635f\u5931\u3002\u5b83\u4e0d\u4ee3\u8868\u6bcf\u8f86\u7535\u52a8\u8f66\u6ce1\u6c34\u540e\u53ea\u9700 RM8,404 \u5c31\u80fd\u4fee\u597d\uff0c\u4e5f\u4e0d\u80fd\u5355\u51ed\u8fd9\u7ec4\u5e73\u5747\u6570\u5224\u65ad\u4e24\u7c7b\u8f66\u8f86\u5728\u76f8\u540c\u6c34\u6df1\u3001\u6d78\u6ce1\u65f6\u95f4\u548c\u8f66\u9f84\u4e0b\uff0c\u54ea\u4e00\u79cd\u4e00\u5b9a\u635f\u5931\u66f4\u4f4e\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia-1024x576.jpg\" alt=\"\u7535\u52a8\u8f66\u6c34\u707e\u793a\u610f\u56fe\" class=\"wp-image-76296\" title=\"\" srcset=\"https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia-1024x576.jpg 1024w, https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia-300x169.jpg 300w, https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia-768x432.jpg 768w, https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">MDROID \u793a\u610f\u56fe<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u7535\u52a8\u8f66\u8f66\u4e3b\u6295\u4fdd\u6c34\u707e\u4fdd\u969c\u7684\u6bd4\u4f8b\u66f4\u9ad8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIAM \u7684\u6570\u636e\u4e5f\u663e\u793a\uff0c\u7ea6 <strong>50%<\/strong> \u7684\u7535\u52a8\u8f66\u6709\u9644\u52a0\u6c34\u707e\u4fdd\u969c\uff0c\u5185\u71c3\u673a\u8f66\u8f86\u7684\u6bd4\u4f8b\u5219\u7ea6\u4e3a <strong>13%<\/strong>\u3002\u5927\u9a6c\u5e38\u89c1\u7684\u7efc\u5408\u8f66\u9669\u4e0d\u4f1a\u81ea\u52a8\u6db5\u76d6\u6c34\u707e\uff0c\u8f66\u4e3b\u53ef\u67e5\u770b\u4fdd\u5355\u662f\u5426\u5df2\u9644\u52a0\u7279\u6b8a\u707e\u5bb3\u4fdd\u969c\uff08Special Perils\uff09\uff0c\u4ee5\u53ca\u5177\u4f53\u4fdd\u969c\u8303\u56f4\u548c\u6761\u4ef6\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e0\u8bba\u5f00\u7684\u662f\u7535\u52a8\u8f66\u8fd8\u662f\u71c3\u6cb9\u8f66\uff0c\u770b\u5230\u524d\u65b9\u9053\u8def\u79ef\u6c34\u3001\u65e0\u6cd5\u5224\u65ad\u6df1\u5ea6\u65f6\uff0c\u90fd\u4e0d\u5e94\u5192\u9669\u9a76\u5165\u3002\u5e73\u5747\u635f\u5931\u8f83\u4f4e\u4e5f\u4e0d\u7b49\u4e8e\u7535\u52a8\u8f66\u53ef\u4ee5\u5b89\u5168\u6d89\u6c34\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6765\u6e90\uff1a<a href=\"https:\/\/soyacincau.com\/2026\/11\/08\/piam-ev-flood-related-losses-4x-lower-than-petrol-cars\/\" target=\"_blank\" rel=\"noopener\">SoyaCincau<\/a>\u3001<a href=\"https:\/\/piam.org.my\/news-media\/stay-ahead\/articles\/page\/ice-vehicles-lag-behind-evs-in-flood-insurance-coverage\/\" target=\"_blank\" rel=\"noopener\">PIAM \u8f6c\u8f7d\u62a5\u9053<\/a>\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7535\u52a8\u8f66\u6ce1\u6c34\u4e00\u5b9a\u6bd4\u71c3\u6cb9\u8f66\u8d35\u4fee\uff1f\u9a6c\u6765\u897f\u4e9a\u666e\u901a\u4fdd\u9669\u534f\u4f1a\uff08PIAM\uff09\u5206\u4eab\u7684\u6570\u636e\u7ed9\u51fa\u4e86\u4e0d\u540c\u7684\u7ed3\u679c\u3002\u636e SoyaCincau \u62a5\u9053\uff0c\u7535\u52a8\u8f66\u7684\u5e73\u5747\u6c34\u707e\u76f8\u5173\u635f\u5931\u4e3a RM8,404\uff0c\u5185\u71c3\u673a\u8f66\u8f86\u5219\u7ea6\u4e3a RM34,000\uff0c\u540e\u8005\u7ea6\u4e3a\u524d\u8005\u7684\u56db\u500d\u3002\u5185\u71c3\u673a\u8f66\u8f86\u5305\u62ec\u6c7d\u6cb9\u8f66\u548c\u67f4\u6cb9\u8f66\u3002 \u6570\u5b57\u662f\u5e73\u5747\u635f\u5931\uff0c\u4e0d\u80fd\u5f53\u4f5c\u7ef4\u4fee\u62a5\u4ef7 PIAM \u9996\u5e2d\u6267\u884c\u5458 Chua Kim Soon \u6307\u51fa\uff0c\u7535\u52a8\u8f66\u53d7\u4fdd\u62a4\u7684\u7535\u6c14\u7cfb\u7edf\u4e0e\u9ad8\u538b\u9694\u79bb\u6280\u672f\uff0c\u53ef\u80fd\u662f\u9020\u6210\u5dee\u5f02\u7684\u90e8\u5206\u539f\u56e0\u3002\u7535\u52a8\u8f66\u8f66\u4e3b\u591a\u5728\u57ce\u5e02\u5730\u533a\u3001\u66b4\u9732\u4e8e\u6c34\u707e\u7684\u673a\u4f1a\u8f83\u4f4e\uff0c\u4ee5\u53ca\u9644\u52a0\u6c34\u707e\u4fdd\u969c\u7684\u6bd4\u4f8b\u8f83\u9ad8\uff0c\u4e5f\u88ab\u5217\u4e3a\u53ef\u80fd\u56e0\u7d20\u3002 \u8fd9\u7ec4\u6570\u5b57\u53cd\u6620 PIAM \u6240\u62a5\u544a\u7684\u5e73\u5747\u6c34\u707e\u76f8\u5173\u635f\u5931\u3002\u5b83\u4e0d\u4ee3\u8868\u6bcf\u8f86\u7535\u52a8\u8f66\u6ce1\u6c34\u540e\u53ea\u9700&#8230;<\/p>\n","protected":false},"author":3,"featured_media":76296,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2077,2094],"tags":[4114],"class_list":["post-76298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2077","category-2094","tag-4114"],"jetpack_featured_media_url":"https:\/\/mdroid.my\/cn\/wp-content\/uploads\/2026\/11\/mdroid-ev-flood-loss-malaysia.jpg","_links":{"self":[{"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/posts\/76298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/comments?post=76298"}],"version-history":[{"count":0,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/posts\/76298\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/media\/76296"}],"wp:attachment":[{"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/media?parent=76298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/categories?post=76298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mdroid.my\/cn\/wp-json\/wp\/v2\/tags?post=76298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}